New Home Construction

The Keweenaw Bay Ojibwa Housing Authority has a new development on Beartown Road in Baraga with lots currently available for new construction. Using its own construction crew, the Authority will build to suit. Some construction subsidies may be available. For more information, please call.

FrontAngle OHA-048 OHA-054

Ojibwa Building Supply

This full-service building and lumber supply company is located at 804 US HWY 41 in Baraga. Can’t find what you’re looking for in the store? Enjoy free shipping and ordering online is easy at ojibwa.doitbest.com

 

To speak to an OBS representative, call (906) 353-8850. All Ojibwa Building Supply proceeds fund affordable housing activities for low-income tribal members as well as the KBOHA’s Prescription Subsidy Program for tribal elders.

 

Click here for Ojibwa Building Supply’s Website

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Housing Logo
 

The Keweenaw Bay Ojibwa Housing Authority (OHA) is the Tribally-Designated Housing Entity of the Keweenaw Bay Indian Community (KBIC).  The KBIC created OHA in 1965 to meet housing and employment needs on the L’Anse reservation in Upper Michigan.

The OHA’s mission is to provide affordable and attractive housing opportunities in a safe and healthy environment to qualifying members of the KBIC, to encourage self-improvement, and to provide employment opportunities.

Donations to both OHA and the KBO Housing and Community Development Corporation are tax deductible and are accepted at any time.

 

 

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Homebuyer Training

The Home-Buyer Training is offered to tribal members that are interested in becoming home-owners.  This education class provides information to tribal members on the home-buying process including: lending agencies, types of loans, budgeting, clearing financial problems, and understanding credit reports.  This empowers tribal members with the knowledge to access the most suitable mortgage type for their individual needs and to become successful home.

 

Financial Education

Staff members of the Keweenaw Bay Ojibwa Housing and Community Development Corporation provide a variety of free trainings to tribal members.  The Financial Education courses are available to assist tribal members that are experiencing financial difficulties or simply to provide information that may help prevent hardships from occurring.  Some topics covered during the Financial Education sessions include: financial literacy, tracking expenses, budget counseling, predatory lending, checking and savings accounts, clearing financial problems, credit counseling, and home-buyer training.  Guest speakers are invited to present on topics of their expertise.  In the past, the KBOHCDC has hosted bank managers, loan administrators, home maintenance and improvement specialists, and inspectors to present on various topics of interest to tribal members.  Group sessions are held quarterly in the conference room of the Ojibwa Housing Authority.  To be a part of an upcoming informational session, call 353-7117.

 

Home Improvement Loans

The Home Improvement Loan Program is operated by the Keweenaw Bay Ojibwa Housing and Community Development Corporation.  This program provides subsidized home improvement loans to qualified tribal members in our service area.  The Home Improvement Loan Program provides several benefits in addition to helping fund tribal member?s home improvement projects.  To learn more about this program, call the office.

HIL Policy

Small Business Loans

Are you interested in starting a business?  Expanding your current business?  The Keweenaw Bay Ojibwa Housing Community Development Corporation is happy to announce that it is offering Small Business Loans to eligible tribal members.  Enjoy a low-interest loan of up to $30,000 to help you with your business ventures.  Call 353-7117 for more information or stop by the Ojibwa Housing Authority 220 Main Ave to pick up an application.

 

Application

Small Business Loan Policy

IDA

The Keweenaw Bay Ojibwa Housing and Community Development Corporation operates a program that starts Individual Development Accounts (IDA) for qualified tribal members.  The IDA program is a matched savings program to financially assist tribal members that are saving money toward the purchase of a home, college expenses, home repair, and business start-up or expansion.  The asset goals are more easily reached with the help of a savings plan agreement and the monetary match of $4 by the KBOHCDC (up to $4,000 total) for every $1 saved by the participant.  Depending on their asset goal, participants have the potential to save $5,000 plus interest in their accounts upon execution of their savings plan.  The Financial Education sessions must be complete as a requirement for those entering the Individual Development Account savings program.

 

IDA application

Individual Development Account Policy

Native CDFI

The mission of the KBOHCDC in establishing a Community Development Financial Institution is to expand the capacity of financial institutions to provide credit, capital, and financial services to underserved populations and communities in the United States.

 

Community Development Corp

This corporation is organized exclusively for charitable, religious, educational and scientific purposes as specified in Section 501(c)(3) of the Internal Revenue Code, including for such purposes, the making of distributions to organizations that qualify as exempt organizations under Section 501(c)(3) of the Internal Revenue Code, or the corresponding section of any future federal tax code.

The purpose of this Community Development Corporation is:

  • Relief of the poor, the distressed, or the underprivileged;
  • Advancement of education;
  • Lessening the burdens of government;
  • Lessening of neighborhood tensions;
  • Elimination of prejudice and discrimination;
  • Defense of human and civil rights secured by law; and
  • Combating community deterioration and juvenile delinquency.

Home Purchase Loan Policy

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Keweenaw Bay Ojibwa Housing Authority
220 Main Avenue
Baraga, MI 49908
Phone ?(906) 353-7117
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